Skip to main content

USUAL STEPS IN SOCIAL SECURITY DISABILITY - WHAT HAPPENS IN MOST CASES?

You suddenly have a long term medical emergency caused either by disease or by an accident.  You cannot work for a year or longer and you need disability benefits now to support your family and pay your bills.  You apply for Social Security Disability Insurance (SSDI) benefits.

Unfortunately, unless you have one of the few catastrophic illnesses which pay benefits quickly, you have a long road ahead of you.  Here are the usual steps that Social Security will want you to take, in order.

1.  APPLICATION.  You file a complicated application which details why you think you are disabled.  It will take up to 12 months or longer for this application to process.  There is a high probability the application will be denied because:  "You are not disabled under our rules."

2.  "RECONSIDERATION."  You appeal and your claim goes back to the same agency which just denied it.  They will take up to 12 to 18 months to review their decision.  There is a 90 percent chance of another denial.  You seldom get relief at this step.

3.  HEARING.  When you appeal denial at "Reconsideration," your case goes to a federal Administrative Law Judge (ALJ) who will schedule a hearing.  It may take 5 to 8 months to get a hearing scheduled.  However, you will have about a 50/50 chance of approval at the hearing. (Better chance with some judges, less chance with other judges). In fact, most SSDI claims that get approved today are approved at hearings.  At the hearing, the judge may correct all the errors that Social Security made during the Application and "Reconsideration" stages of your claim.  You may receive a lump sum payment of past due benefits along with the monthly benefit you are entitled to.  You will also receive Medicare medical benefits (after a certain waiting period).

What's the point of all this?  I want to let you know that SSDI is usually not a quick or easy path.  And you must appeal and appeal until you get before a judge to have much real chance of success.

 Since an SSDI hearing is a complicated legal procedure, you will want an excellent attorney or Social Security advocate to help you. You should never appear before a judge alone because so MANY things can go wrong.

For a free consultation and case evaluation, call the specialists at the Forsythe Firm in Huntsville.  Social Security disability is all we do.  And we will never charge a fee unless you WIN your case and also collect BACK PAY.  There is no risk for our representation.

Call the Forsythe Firm at (256) 799-0297.

We're right here in Huntsville--across from the Bridge Street. 

Comments

Popular posts from this blog

WHAT YOU WILL BE ASKED AT A DISABILITY HEARING

Most Social Security disability claims will be denied twice:  First at the end of the Application process, and again after the "Reconsideration" process.  The third stop will be a hearing before a federal Administrative Law Judge (ALJ). It is here at the hearing level that most SSDI claims are paid.  So, what do you need to know about your Social Security disability hearing?     First, the judge will follow the rules established by the Social Security Administration.  His or her job is to determine whether you meet the particular laws and rules to receive disability payments.  So, it is a legal proceeding where you must prove certain things in order to get paid. Among the things you must prove:  Your insured status with Social Security:  You have worked recently enough and paid into the Social Security trust fund to gain the required "work credits" to support your claim.  You have a severe medical or mental impairment supported by adequa...

CAN YOU WIN YOUR DISABILITY APPEAL WITHOUT A LAWYER?

The Social Security Administration does not require you to have a lawyer to file an appeal or to appear at a hearing.  However, most people heading for a disability hearing will hire a lawyer or advocate to help them.   Studies have shown that you are about twice as likely to win with a lawyer.  A recent study found that claimants with no lawyer win about 30 percent of the time while claimants with a lawyer or advocate win 60 percent of the time.   " He just cooked his own goose." These statistics cover only one aspect of a disability appear--your odds of winning. The other important aspects are time and convenience. If you prepare and adjudicate your own disability appeal, expect to spend 12 to 24 months working on the case.  You will be collecting, reading and submitting hundreds or thousands of pages of medical records.  These records are complex and often difficult to understand.  And you must know how each medical record helps (or hurts) your dis...

MISTAKES THAT RUIN A SOCIAL SECURITY DISABILITY APPLICATION

MISTAKES THAT RUIN A SOCIAL SECURITY DISABILITY APPLICATION  The paperwork for Social Security disability is daunting:  page after page of never-ending questions.  But, since most applications will be denied, it behooves you to complete the application correctly.  Here are some mistakes on your Social Security disability application that may ruin your claim.   Failing to Fill Out the Forms —The Social Security Administration (SSA) will send you a lot of forms to fill out. It’s up to you to make sure that you fill out every part of those forms correctly.  Don’t forget: if a question doesn’t apply to you, put “not applicable” or “N/A” in the provided space.   Do not leave anything blank. Return all forms within 10 days. If you don't your application may be discarded or withdrawn. Writing Illegibly —If your case reviewer can’t read your answers, then he/she can’t really say that you answered that question. Be sure the  answers to questions are nea...