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CAN YOU GET SOCIAL SECURITY DISABILITY BENEFITS AFTER RETIREMENT AGE?

Social Security Disability Insurance (SSDI) benefits are only available to individuals prior to reaching full retirement age (RA)

Upon reaching your full retirement age you will get Social Security pension (retirement) benefits.  There is no additional benefit for being disabled at that point.

Essentially, if you become disabled prior to your full retirement age, Social Security gives you your retirement pension early.  But you are then receiving the full benefit available.   There will be increase in benefits when you reach FRA.

Here is Full Retirement Age by date of birth:

  • 1938 – 65 years and 2 months

·  1939 – 65 years and 4 months

·  1940 – 65 years and 6 months

·  1941 – 65 years and 8 months

·  1942 – 65 years and 10 months

·  1943 through 1954 – 66 years

·  1955 – 66 years and 2 months

·  1956 – 66 years and 4 months

·  1957 – 66 years and 6 months

·  1958 – 66 years and 8 months

1959 – 66 years and 10 month

1960 -or later -  67 years

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