Skip to main content

UNDER FULL RETIREMENT AGE? YOU MAY QUALIFY FOR SOCIAL SECURITY DISABILITY $$$

 If you are below your Full Retirement Age (FRA), which is around 67 for most people, you may be eligible for thousands of dollars per month in Social Security disability insurance (SSDI) benefits.

Here's what's required:

  • A medical/mental condition that has or will keep you off work for 12+ months.
  • You are not currently working at "Substantial Gainful Activity" (earning wages of at least $1,690 per month).
  • You have worked a job that deducted FICA (Social Security) for at least 5 years out the past 10 years.
  • You have medical records to prove you cannot work a full time job:  defined by Social Security as
    • 5 days per week
    • 8 hours per day
    • On a regular and continual basis

 You need to file for your SSDI benefit BEFORE you reach Full Retirement Age.  Once you reach your FRA you cannot file for additional disability benefits.

 What if You Are Age 62 and Eligible for SSA Early Retirement?

Early Social Security retirement pensions are available starting as early as age 62.  However, these early pensions will be reduced by as much as 30 percent because you take them early (before your FRA).  A disability benefit, on the other hand, is NOT reduced but pays the full  benefit.  Thus, a disability (SSDI) benefit at age 62-65) is much better than early retirement.

The person best qualified to evaluate your disability claim is a Social Security disability advocate or lawyer who practices in that field.  The following local professional is available to speak with you FREE about a disability evaluation.


CHARLES W. FORSYTHE

    The Forsythe Firm

Huntsville, Alabama

(256)O 799-0297

Handling claims all over Alabama, Tennessee and other states.

No charge unless you Win + Collect Past Due Benefits

Call Free (256) 799-0297      Local, Friendly, Professional

 

 

 

 

Comments

Post a Comment

Popular posts from this blog

RED FLAGS IN SOCIAL SECURITY DISABILITY CASES

  RED FLAGS IN A SOCIAL SECURITY DISABILITY CASE A red flag is something that causes concern or raises a problem in a Social Security disability case.   In short, it’s something that may get the claim denied or cause a big problem. Here are some of the red flags that we see crop up: ·          Work after the alleged onset date (AOD).   Since the process takes so long, many claimants feel that they are forced to return to work for income.   Social Security often sees this as a sign that the claimant is not disabled. ·          Severe substance abuse.   Chronic and frequent abuse of drugs or alcohol can pose problems. ·           A skimpy work record.   A claimant who has worked very little or has jumped from job to job frequently may not have good credibility. ·          Quitting wo...
Post a Comment
Read more

WHAT YOU WILL BE ASKED AT A DISABILITY HEARING

Most Social Security disability claims will be denied twice:  First at the end of the Application process, and again after the "Reconsideration" process.  The third stop will be a hearing before a federal Administrative Law Judge (ALJ). It is here at the hearing level that most SSDI claims are paid.  So, what do you need to know about your Social Security disability hearing?     First, the judge will follow the rules established by the Social Security Administration.  His or her job is to determine whether you meet the particular laws and rules to receive disability payments.  So, it is a legal proceeding where you must prove certain things in order to get paid. Among the things you must prove:  Your insured status with Social Security:  You have worked recently enough and paid into the Social Security trust fund to gain the required "work credits" to support your claim.  You have a severe medical or mental impairment supported by adequa...
Post a Comment
Read more

HOW TO COMPLETE A FUNCTION REPORT OR ACTIVITIES OF DAILY LIVING FORM

After you apply for Social Security Disability (SSDI), you will be sent a FUNCTION REPORT to fill out and return.  This form asks a lot of very detailed questions about your daily activities:  driving, cooking, cleaning, dressing, visiting others, hobbies, etc. The Social Security Administration will use your answers to determine whether you can work or not.  You must show on this Function Report that you have limitations that do not permit you to work a full-time job.  You do this by showing your limitations in activities of daily living. Your goal in the Function Report is to show the struggles and challenges you have with everyday life.  It may not be sufficient to answer a question with "Yes" and fail to explain. For example:  "Can you drive?"  If you answer "Yes," Social Security will assume that your ability to drive is unlimited:  you can drive anytime, anywhere and as often or as far as you want.  That may not be true and would need t...
Post a Comment
Read more